Terms of Use

Last updated: March 23, 2026  ·  Applies to: focho.tech

1. Acceptance of Terms

By accessing and using focho.tech (the "Website"), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

These terms apply to all visitors, users, and others who access or use the Website during the pre-launch phase.

2. Description of Service

Focho.tech is currently in a pre-launch research phase. The Website allows visitors to complete a survey about their investing experience and financial goals to help shape the future product.

No financial services, investment advice, or product functionality is currently available. This is purely a research and feedback collection tool.

3. User Obligations

By using the Website and completing the survey, you agree to:

• Provide accurate, honest, and complete information

• Not submit false, misleading, or fraudulent data

• Not attempt to interfere with the Website's functionality or security

• Respect the intellectual property rights of the Website and its content

4. Intellectual Property

All content on the Website, including text, graphics, logos, and software, is the property of Focho or its content suppliers and is protected by international copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without explicit permission.

5. No Financial Advice

The Website does not provide financial, investment, or legal advice. Any information shared is for research purposes only and should not be construed as a recommendation to buy, sell, or hold any financial instrument.

You should consult with a qualified financial advisor before making any investment decisions.

6. Limitation of Liability

To the fullest extent permitted by law, Focho shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Website.

7. Privacy and Data Protection

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data.

By using the Website, you consent to the data practices described in the Privacy Policy.

8. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website. Your continued use of the Website after changes are posted constitutes your acceptance of the revised terms.

9. Contact Information

If you have any questions about these Terms of Use, please contact us:
Email: hello.focho@gmail.com